CFPB Consumer Complaint Profile

Better Mortgage, Inc.

What 359 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

359
Total complaints
41
Last 12 months
44.6%
Timely response
42
States affected

The verdict

Better Mortgage, Inc. ranks #615 of 3,848 financial companies by CFPB complaint volume, with 359 complaints on record. It answers 44.6% of complaints on time — below the 93% median for companies with 100+ complaints.

#615
of 3,848 companies by volume
44.6%
answered on time
Mortgage
most-complained product
42
states with complaints
Better Mortgage, Inc. timely response rate 44.6%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Complaints by Product

Mortgage — Conventional home mortgage 296
Mortgage — Home equity loan or line of credit (HELOC) 22
Mortgage — FHA mortgage 15
Mortgage — Other type of mortgage 8
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 7
Mortgage — VA mortgage 3
Credit reporting or other personal consumer reports — Credit reporting 3
Mortgage — Conventional adjustable mortgage (ARM) 1
Mortgage — Conventional fixed mortgage 1
Debt collection — Mortgage debt 1

Top Issues

1.Applying for a mortgage or refinancing an existing mortgage 193
2.Closing on a mortgage 115
3.Trouble during payment process 33
4.Improper use of your report 11
5.Application, originator, mortgage broker 2
6.Incorrect information on your report 2
7.Attempts to collect debt not owed 1
8.Problem with customer service 1
9.Problem with a company's investigation into an existing problem 1

Complaints by Year

Year Complaints
2016 2
2018 3
2019 9
2020 61
2021 156
2022 44
2023 7
2024 33
2025 36
2026 8

Complaints by State (Top 15)

California 51
Florida 34
Texas 26
Georgia 23
Pennsylvania 21
North Carolina 17
Washington 16
Illinois 16
New Jersey 14
Colorado 13
New York 12
Michigan 11
Maryland 10
Virginia 10
Arizona 10

Company Responses

Closed with explanation 336
Closed with monetary relief 12
Closed with non-monetary relief 7
In progress 2
Untimely response 2

What the CFPB Complaint Record Shows for Better Mortgage, Inc.

The CFPB Consumer Complaint Database has logged 359 complaints against Better Mortgage, Inc. overall, with 41 of those filed in the trailing 12 months. Reports have come from consumers in 42 states and territories, making this a nationwide complaint footprint. The single largest complaint category is "Mortgage," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Applying for a mortgage or refinancing an existing mortgage" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Better Mortgage, Inc.'s timely response rate stands at 44.6%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That is well below the 95% industry benchmark and is a material red flag — late or missing responses are one of the strongest predictors of CFPB supervisory interest. Consumers formally disputed the company's response in 50% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 5.3% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Better Mortgage, Inc. have?

Better Mortgage, Inc. has 359 total consumer complaints filed with the CFPB, with 41 filed in the last 12 months.

Does Better Mortgage, Inc. respond to complaints on time?

Better Mortgage, Inc. has a 44.6% timely response rate to CFPB complaints. This is below the typical industry benchmark of 95%.

What product generates the most complaints for Better Mortgage, Inc.?

The most complained-about product for Better Mortgage, Inc. is "Mortgage." You can view the full product breakdown on this page.

What is the most common complaint issue with Better Mortgage, Inc.?

The most common issue reported by consumers about Better Mortgage, Inc. is "Applying for a mortgage or refinancing an existing mortgage." All complaint issues are listed above with their counts.

How do I file a complaint against Better Mortgage, Inc.?

You can file a complaint against Better Mortgage, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Better Mortgage, Inc.?

Consumers in 42 states and territories have filed complaints about Better Mortgage, Inc. with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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