CFPB Consumer Complaint Profile

Citywide Home Loans a Utah Corporation

Consumers have filed complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.

Data updated 2026-08-14

18
Total complaints
Below average
0
Last 12 months
94.4%
Timely response
Below median
7
States affected

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The verdict

Citywide Home Loans a Utah Corporation ranks #3004 of 3,843 financial companies by CFPB complaint volume. On response speed it sits at the 27th percentile among companies with 100+ complaints.

Mortgage
most-complained product
UT
state with the most complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

C+
PlainCredit Trust Score
64/100
Citywide Home Loans a Utah Corporation · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response D 94.4%
Share of complaints answered within the CFPB response window
Dispute Rate C 13.3%
Share of responses the consumer disputed (lower is better)
Relief Rate A+ 22.2%
Share of complaints closed with monetary or non-monetary relief

Citywide Home Loans a Utah Corporation vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

94.4% Around the middle higher than 27% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Reading this profile

Complaints by Product

Mortgage - Conventional fixed mortgage 7
Mortgage - Other mortgage 6
Mortgage - FHA mortgage 2
Mortgage - Conventional home mortgage 1
Mortgage - Reverse mortgage 1
Mortgage - VA mortgage 1

Top Issues

1.Application, originator, mortgage broker 10
2.Settlement process and costs 2
3.Credit decision / Underwriting 2
4.Closing on a mortgage 2
5.Applying for a mortgage or refinancing an existing mortgage 1
6.Loan servicing, payments, escrow account 1

Complaints by Year

Year Complaints
2013 1
2014 1
2015 4
2016 7
2017 3
2018 2

Complaints by State (Top 15)

Utah 6
Colorado 6
Nevada 2
Arizona 1
South Dakota 1
Texas 1
California 1

Company Responses

Closed with explanation 12
Closed with monetary relief 4
Closed 2

What the CFPB Complaint Record Shows for Citywide Home Loans a Utah Corporation

In the CFPB record, Citywide Home Loans a Utah Corporation has a geographically concentrated complaint footprint. The single largest complaint category is "Mortgage," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Application, originator, mortgage broker" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Within the Bureau's 15-day response window, the timely-response measure shows how often forwarded complaints get a reply. This company's rate falls short of the 95% benchmark, a gap that tends to track with more disputes downstream. A formal dispute means the consumer contested the company's response after a case was resolved, a rough measure of how often the first resolution missed the mark. Relief means the case closed with monetary or non-monetary help for the consumer. Both rates sit in the score card above.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Citywide Home Loans a Utah Corporation: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Frequently Asked Questions

How many CFPB complaints does Citywide Home Loans a Utah Corporation have?

18 complaints have been filed against Citywide Home Loans a Utah Corporation with the CFPB overall - 0 of them in the past year.

Does Citywide Home Loans a Utah Corporation respond to complaints on time?

Citywide Home Loans a Utah Corporation's CFPB timely-response rate is 94.4%.

What product generates the most complaints for Citywide Home Loans a Utah Corporation?

"Mortgage" draws more CFPB complaints against Citywide Home Loans a Utah Corporation than any other product - see the full breakdown above.

What is the most common complaint issue with Citywide Home Loans a Utah Corporation?

Consumers most often cite "Application, originator, mortgage broker" when complaining about Citywide Home Loans a Utah Corporation; the full issue list with counts is above.

How do I file a complaint against Citywide Home Loans a Utah Corporation?

You can file a complaint against Citywide Home Loans a Utah Corporation directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Citywide Home Loans a Utah Corporation?

The CFPB has recorded complaints against Citywide Home Loans a Utah Corporation from 7 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Citywide Home Loans a Utah Corporation's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.