CFPB Consumer Complaint Profile

Citywide Home Loans a Utah Corporation

Consumers have filed 18 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.

Data updated 2026-08-14

18
Total complaints
Below average
0
Last 12 months
94.4%
Timely response
Below median
7
States affected

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The verdict

Citywide Home Loans a Utah Corporation ranks #3004 of 3,843 financial companies by CFPB complaint volume, with 18 complaints on record. It posts a 94.4% on-time response rate, the 27th percentile among companies with 100+ complaints.

#3004
of 3,843 companies by volume
94.4%
on time (27th pctile)
Mortgage
most-complained product
7
states with complaints
C+
PlainCredit Trust Score
64/100
Citywide Home Loans a Utah Corporation · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response D 94.4%
Share of complaints answered within the CFPB response window
Dispute Rate C 13.3%
Share of responses the consumer disputed (lower is better)
Relief Rate A+ 22.2%
Share of complaints closed with monetary or non-monetary relief

Citywide Home Loans a Utah Corporation vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

94.4% Around the middle higher than 27% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Citywide Home Loans a Utah Corporation timely response rate 94.4%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Mortgage - Conventional fixed mortgage 7
Mortgage - Other mortgage 6
Mortgage - FHA mortgage 2
Mortgage - Conventional home mortgage 1
Mortgage - Reverse mortgage 1
Mortgage - VA mortgage 1

Top Issues

1.Application, originator, mortgage broker 10
2.Settlement process and costs 2
3.Credit decision / Underwriting 2
4.Closing on a mortgage 2
5.Applying for a mortgage or refinancing an existing mortgage 1
6.Loan servicing, payments, escrow account 1

Complaints by Year

Year Complaints
2013 1
2014 1
2015 4
2016 7
2017 3
2018 2

Complaints by State (Top 15)

Utah 6
Colorado 6
Nevada 2
Arizona 1
South Dakota 1
Texas 1
California 1

Company Responses

Closed with explanation 12
Closed with monetary relief 4
Closed 2

What the CFPB Complaint Record Shows for Citywide Home Loans a Utah Corporation

18 complaints against Citywide Home Loans a Utah Corporation appear in the CFPB record, including 0 from the trailing year. The 7 states and territories represented put this footprint in geographically concentrated territory. The single largest complaint category is "Mortgage," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Application, originator, mortgage broker" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Within the Bureau's 15-day response window, Citywide Home Loans a Utah Corporation posts a 94.4% reply rate on forwarded complaints. That falls short of the 95% benchmark, a gap that tends to track with more disputes downstream. The company's response carried a 13.3% formal-dispute rate on resolved cases, indicating how frequently the initial fix fell short. Among resolved complaints, 22.2% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Citywide Home Loans a Utah Corporation have?

18 complaints have been filed against Citywide Home Loans a Utah Corporation with the CFPB overall - 0 of them in the past year.

Does Citywide Home Loans a Utah Corporation respond to complaints on time?

Citywide Home Loans a Utah Corporation's CFPB timely-response rate is 94.4%.

What product generates the most complaints for Citywide Home Loans a Utah Corporation?

"Mortgage" draws more CFPB complaints against Citywide Home Loans a Utah Corporation than any other product - see the full breakdown above.

What is the most common complaint issue with Citywide Home Loans a Utah Corporation?

Consumers most often cite "Application, originator, mortgage broker" when complaining about Citywide Home Loans a Utah Corporation; the full issue list with counts is above.

How do I file a complaint against Citywide Home Loans a Utah Corporation?

You can file a complaint against Citywide Home Loans a Utah Corporation directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Citywide Home Loans a Utah Corporation?

The CFPB has recorded complaints against Citywide Home Loans a Utah Corporation from 7 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Citywide Home Loans a Utah Corporation: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Source: CFPB Consumer Complaint Database Data through March 2026