CFPB Consumer Complaint Profile

Continental Home Loans, Inc

What 15 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-08-14

15
Total complaints
Below average
0
Last 12 months
100%
Timely response
Top decile
1
States affected

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The verdict

Out of 3,843 financial companies in the CFPB database, Continental Home Loans, Inc has accumulated 15 complaints, placing it #3232 by volume. On-time replies land at 100%, the 86th percentile for the 100+ complaint peer group.

#3232
of 3,843 companies by volume
100%
on time (86th pctile)
Mortgage
most-complained product
1
states with complaints
A-
PlainCredit Trust Score
82/100
Continental Home Loans, Inc · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response A+ 100.0%
Share of complaints answered within the CFPB response window
Dispute Rate C 13.3%
Share of responses the consumer disputed (lower is better)
Relief Rate A+ 26.7%
Share of complaints closed with monetary or non-monetary relief

Continental Home Loans, Inc vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

100% Top 14% higher than 86% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Continental Home Loans, Inc timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Mortgage - FHA mortgage 5
Mortgage - Other mortgage 4
Mortgage - Conventional fixed mortgage 3
Mortgage - VA mortgage 1
Mortgage - Home equity loan or line of credit 1
Mortgage - Reverse mortgage 1

Top Issues

1.Loan modification,collection,foreclosure 8
2.Application, originator, mortgage broker 2
3.Loan servicing, payments, escrow account 2
4.Other 1
5.Credit decision / Underwriting 1
6.Settlement process and costs 1

Complaints by Year

Year Complaints
2013 7
2014 7
2015 1

Complaints by State (Top 15)

New York 15

Company Responses

Closed with explanation 11
Closed with monetary relief 3
Closed with non-monetary relief 1

What the CFPB Complaint Record Shows for Continental Home Loans, Inc

Continental Home Loans, Inc carries 15 complaints in the CFPB's database, 0 of them filed within the past 12 months. Consumers spanning 1 states and territories have weighed in, giving this a geographically concentrated footprint. The single largest complaint category is "Mortgage," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Loan modification,collection,foreclosure" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Within the Bureau's 15-day response window, Continental Home Loans, Inc posts a 100% reply rate on forwarded complaints. That is at or above benchmark levels, a sign the company handles intake and escalation well. The company's response carried a 13.3% formal-dispute rate on resolved cases, indicating how frequently the initial fix fell short. Among resolved complaints, 26.7% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Continental Home Loans, Inc have?

15 complaints have been filed against Continental Home Loans, Inc with the CFPB overall - 0 of them in the past year.

Does Continental Home Loans, Inc respond to complaints on time?

Continental Home Loans, Inc has a 100% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for Continental Home Loans, Inc?

The most complained-about product for Continental Home Loans, Inc is "Mortgage." You can view the full product breakdown on this page.

What is the most common complaint issue with Continental Home Loans, Inc?

Consumers most often cite "Loan modification,collection,foreclosure" when complaining about Continental Home Loans, Inc; the full issue list with counts is above.

How do I file a complaint against Continental Home Loans, Inc?

You can file a complaint against Continental Home Loans, Inc directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Continental Home Loans, Inc: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Source: CFPB Consumer Complaint Database Data through March 2026