CFPB Consumer Complaint Profile

Contour Mortgage Corporation

What 37 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

37
Total complaints
2
Last 12 months
48.6%
Timely response
15
States affected

The verdict

Contour Mortgage Corporation ranks #2115 of 3,848 financial companies by CFPB complaint volume, with 37 complaints on record. It answers 48.6% of complaints on time — below the 93% median for companies with 100+ complaints.

#2115
of 3,848 companies by volume
48.6%
answered on time
Mortgage
most-complained product
15
states with complaints
Contour Mortgage Corporation timely response rate 48.6%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Complaints by Product

Mortgage — Conventional home mortgage 12
Mortgage — FHA mortgage 8
Mortgage — Conventional fixed mortgage 4
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 3
Credit reporting or other personal consumer reports — Credit reporting 3
Mortgage — Other type of mortgage 2
Mortgage — Conventional adjustable mortgage (ARM) 2
Mortgage — Reverse mortgage 1
Mortgage — VA mortgage 1
Mortgage — Other mortgage 1

Top Issues

1.Applying for a mortgage or refinancing an existing mortgage 12
2.Closing on a mortgage 7
3.Application, originator, mortgage broker 6
4.Improper use of your report 4
5.Settlement process and costs 3
6.Trouble during payment process 1
7.Loan modification,collection,foreclosure 1
8.Struggling to pay mortgage 1
9.Incorrect information on your report 1
10.Problem with a credit reporting company's investigation into an existing problem 1

Complaints by Year

Year Complaints
2015 2
2016 8
2017 5
2019 3
2020 5
2021 3
2022 3
2023 3
2024 2
2025 3

Complaints by State (Top 15)

New York 15
Connecticut 3
Maryland 2
Pennsylvania 2
North Carolina 2
Georgia 2
California 2
Florida 2
Massachusetts 1
Michigan 1
South Carolina 1
Washington 1
Ohio 1
District of Columbia 1
Colorado 1

Company Responses

Closed with explanation 24
Closed with monetary relief 6
Untimely response 4
Closed 2
Closed with non-monetary relief 1

What the CFPB Complaint Record Shows for Contour Mortgage Corporation

The CFPB Consumer Complaint Database has logged 37 complaints against Contour Mortgage Corporation overall, with 2 of those filed in the trailing 12 months. Reports have come from consumers in 15 states and territories, making this a multi-regional complaint footprint. The single largest complaint category is "Mortgage," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Applying for a mortgage or refinancing an existing mortgage" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Contour Mortgage Corporation's timely response rate stands at 48.6%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That is well below the 95% industry benchmark and is a material red flag — late or missing responses are one of the strongest predictors of CFPB supervisory interest. Consumers formally disputed the company's response in 40% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 18.9% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Contour Mortgage Corporation have?

Contour Mortgage Corporation has 37 total consumer complaints filed with the CFPB, with 2 filed in the last 12 months.

Does Contour Mortgage Corporation respond to complaints on time?

Contour Mortgage Corporation has a 48.6% timely response rate to CFPB complaints. This is below the typical industry benchmark of 95%.

What product generates the most complaints for Contour Mortgage Corporation?

The most complained-about product for Contour Mortgage Corporation is "Mortgage." You can view the full product breakdown on this page.

What is the most common complaint issue with Contour Mortgage Corporation?

The most common issue reported by consumers about Contour Mortgage Corporation is "Applying for a mortgage or refinancing an existing mortgage." All complaint issues are listed above with their counts.

How do I file a complaint against Contour Mortgage Corporation?

You can file a complaint against Contour Mortgage Corporation directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Contour Mortgage Corporation?

Consumers in 15 states and territories have filed complaints about Contour Mortgage Corporation with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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