CFPB Consumer Complaint Profile

CountryPlace Acceptance Corporation

What 86 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

86
Total complaints
2
Last 12 months
88.4%
Timely response
21
States affected

The verdict

CountryPlace Acceptance Corporation ranks #1430 of 3,848 financial companies by CFPB complaint volume, with 86 complaints on record. It answers 88.4% of complaints on time — below the 93% median for companies with 100+ complaints.

#1430
of 3,848 companies by volume
88.4%
answered on time
Mortgage
most-complained product
21
states with complaints
CountryPlace Acceptance Corporation timely response rate 88.4%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Complaints by Product

Mortgage — FHA mortgage 45
Mortgage — Other mortgage 11
Mortgage — Conventional home mortgage 8
Mortgage — Manufactured home loan 5
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 4
Mortgage — Conventional fixed mortgage 4
Mortgage — Other type of mortgage 3
Debt collection — Mortgage 2
Mortgage — VA mortgage 2
Credit reporting 1

Top Issues

1.Trouble during payment process 22
2.Closing on a mortgage 22
3.Struggling to pay mortgage 8
4.Loan modification,collection,foreclosure 6
5.Loan servicing, payments, escrow account 6
6.Application, originator, mortgage broker 6
7.Applying for a mortgage or refinancing an existing mortgage 4
8.Incorrect information on your report 4
9.Communication tactics 3
10.Settlement process and costs 2

Complaints by Year

Year Complaints
2013 8
2014 4
2015 3
2016 7
2017 3
2018 4
2019 7
2020 8
2021 14
2022 13
2023 9
2024 3
2025 3

Complaints by State (Top 15)

Texas 34
Florida 10
South Carolina 7
New York 6
Louisiana 5
New Mexico 3
Alabama 3
Oregon 2
Arizona 2
Washington 2
North Carolina 2
Maryland 1
Minnesota 1
Wisconsin 1
Delaware 1

Company Responses

Closed with explanation 71
Closed 8
Closed with monetary relief 7

What the CFPB Complaint Record Shows for CountryPlace Acceptance Corporation

The CFPB Consumer Complaint Database has logged 86 complaints against CountryPlace Acceptance Corporation overall, with 2 of those filed in the trailing 12 months. Reports have come from consumers in 21 states and territories, making this a multi-regional complaint footprint. The single largest complaint category is "Mortgage," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Trouble during payment process" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

CountryPlace Acceptance Corporation's timely response rate stands at 88.4%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That sits below the 95% industry benchmark and tends to correlate with higher consumer dispute rates downstream. Consumers formally disputed the company's response in 8.3% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 8.1% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does CountryPlace Acceptance Corporation have?

CountryPlace Acceptance Corporation has 86 total consumer complaints filed with the CFPB, with 2 filed in the last 12 months.

Does CountryPlace Acceptance Corporation respond to complaints on time?

CountryPlace Acceptance Corporation has a 88.4% timely response rate to CFPB complaints.

What product generates the most complaints for CountryPlace Acceptance Corporation?

The most complained-about product for CountryPlace Acceptance Corporation is "Mortgage." You can view the full product breakdown on this page.

What is the most common complaint issue with CountryPlace Acceptance Corporation?

The most common issue reported by consumers about CountryPlace Acceptance Corporation is "Trouble during payment process." All complaint issues are listed above with their counts.

How do I file a complaint against CountryPlace Acceptance Corporation?

You can file a complaint against CountryPlace Acceptance Corporation directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about CountryPlace Acceptance Corporation?

Consumers in 21 states and territories have filed complaints about CountryPlace Acceptance Corporation with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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