CFPB Consumer Complaint Profile

First Home Mortgage Corporation

Consumers have filed 116 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.

Data updated 2026-08-14

116
Total complaints
Mid-range
13
Last 12 months
93.1%
Timely response
Bottom quartile
12
States affected

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The verdict

First Home Mortgage Corporation ranks #1245 of 3,843 financial companies by CFPB complaint volume, with 116 complaints on record. It posts a 93.1% on-time response rate, the 24th percentile among companies with 100+ complaints.

#1245
of 3,843 companies by volume
93.1%
on time (24th pctile)
Mortgage
most-complained product
12
states with complaints
F
PlainCredit Trust Score
36/100
First Home Mortgage Corporation · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response D 93.1%
Share of complaints answered within the CFPB response window
Dispute Rate F 42.9%
Share of responses the consumer disputed (lower is better)
Relief Rate C- 2.6%
Share of complaints closed with monetary or non-monetary relief

First Home Mortgage Corporation vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

93.1% Among the lowest higher than 24% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

First Home Mortgage Corporation timely response rate 93.1%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Mortgage - Conventional home mortgage 45
Mortgage - FHA mortgage 28
Mortgage - VA mortgage 10
Credit reporting or other personal consumer reports - Credit reporting 10
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 7
Mortgage - Conventional fixed mortgage 5
Mortgage - Other type of mortgage 4
Mortgage - Other mortgage 3
Credit reporting or other personal consumer reports - Other personal consumer report 1
Mortgage - USDA mortgage 1

Top Issues

1.Trouble during payment process 41
2.Struggling to pay mortgage 22
3.Applying for a mortgage or refinancing an existing mortgage 9
4.Incorrect information on your report 8
5.Improper use of your report 7
6.Loan servicing, payments, escrow account 6
7.Closing on a mortgage 6
8.Problem with a company's investigation into an existing problem 4
9.Problem with a credit reporting company's investigation into an existing problem 4
10.Application, originator, mortgage broker 4

Complaints by Year

Year Complaints
2012 1
2014 1
2015 5
2016 6
2017 5
2018 4
2019 6
2020 5
2021 11
2022 18
2023 25
2024 13
2025 15
2026year in progress 1

Complaints by State (Top 15)

Maryland 76
Virginia 12
District of Columbia 8
Rhode Island 5
Florida 3
Massachusetts 3
Pennsylvania 2
South Carolina 2
New York 2
North Carolina 1
Illinois 1
West Virginia 1

Company Responses

Closed with explanation 113
Closed with monetary relief 2
Closed with non-monetary relief 1

What the CFPB Complaint Record Shows for First Home Mortgage Corporation

116 complaints against First Home Mortgage Corporation appear in the CFPB record, including 13 from the trailing year. The 12 states and territories represented put this footprint in geographically concentrated territory. The single largest complaint category is "Mortgage," which consistently leads the product-level breakdown and signals where consumer friction is most acute. The specific issue named most within that category is "Trouble during payment process," a reasonable starting point for understanding recurring friction.

First Home Mortgage Corporation's timely response rate stands at 93.1%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That is under the 95% benchmark companies are expected to hit, often a precursor to higher dispute rates. Resolved cases drew a formal consumer-dispute rate of 42.9% - a rough measure of how often the first resolution missed the mark. Among resolved complaints, 2.6% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does First Home Mortgage Corporation have?

116 complaints have been filed against First Home Mortgage Corporation with the CFPB overall - 13 of them in the past year.

Does First Home Mortgage Corporation respond to complaints on time?

First Home Mortgage Corporation's CFPB timely-response rate is 93.1%.

What product generates the most complaints for First Home Mortgage Corporation?

The most complained-about product for First Home Mortgage Corporation is "Mortgage." You can view the full product breakdown on this page.

What is the most common complaint issue with First Home Mortgage Corporation?

The most common issue reported by consumers about First Home Mortgage Corporation is "Trouble during payment process." All complaint issues are listed above with their counts.

How do I file a complaint against First Home Mortgage Corporation?

You can file a complaint against First Home Mortgage Corporation directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about First Home Mortgage Corporation?

The CFPB has recorded complaints against First Home Mortgage Corporation from 12 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for First Home Mortgage Corporation: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (42.9% here).

Source: CFPB Consumer Complaint Database Data through March 2026