CFPB Consumer Complaint Profile

Gotmortgage.com

Consumers have filed 18 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.

Data updated 2026-08-14

18
Total complaints
Below average
1
Last 12 months
88.9%
Timely response
Bottom quartile
6
States affected

The verdict

Gotmortgage.com ranks #3004 of 3,843 financial companies by CFPB complaint volume, with 18 complaints on record. Its on-time response rate is 88.9%, the 16th percentile among companies with 100+ complaints.

#3004
of 3,843 companies by volume
88.9%
on time (16th pctile)
Mortgage
most-complained product
6
states with complaints
D
PlainCredit Trust Score
45/100
Gotmortgage.com · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response D 88.9%
Share of complaints answered within the CFPB response window
Dispute Rate F 50.0%
Share of responses the consumer disputed (lower is better)
Relief Rate A+ 27.8%
Share of complaints closed with monetary or non-monetary relief

Gotmortgage.com vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

88.9% Among the lowest higher than 16% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Gotmortgage.com timely response rate 88.9%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Mortgage - VA mortgage 6
Mortgage - Conventional home mortgage 5
Mortgage - FHA mortgage 3
Mortgage - Conventional fixed mortgage 2
Payday loan, title loan, personal loan, or advance loan - Pawn loan 1
Credit reporting, credit repair services, or other personal consumer reports - Credit repair services 1

Top Issues

1.Applying for a mortgage or refinancing an existing mortgage 9
2.Trouble during payment process 3
3.Closing on a mortgage 2
4.Loan servicing, payments, escrow account 1
5.Was approved for a loan, but didn't receive the money 1
6.Settlement process and costs 1
7.Excessive fees 1

Complaints by Year

Year Complaints
2016 2
2017 1
2018 2
2020 4
2021 2
2022 3
2023 2
2024 1
2025 1

Complaints by State (Top 15)

California 10
Florida 3
Arizona 1
Illinois 1
Georgia 1
Nevada 1

Company Responses

Closed with explanation 13
Closed with non-monetary relief 3
Closed with monetary relief 2

What the CFPB Complaint Record Shows for Gotmortgage.com

The CFPB Consumer Complaint Database has logged 18 complaints against Gotmortgage.com overall, with 1 of those filed in the trailing 12 months. Reports have come from consumers in 6 states and territories, making this a geographically concentrated complaint footprint. The single largest complaint category is "Mortgage," which consistently leads the product-level breakdown and signals where consumer friction is most acute. The specific issue named most within that category is "Applying for a mortgage or refinancing an existing mortgage," a reasonable starting point for understanding recurring friction.

Gotmortgage.com's timely response rate stands at 88.9%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That falls short of the 95% benchmark, a gap that tends to track with more disputes downstream. Resolved cases drew a formal consumer-dispute rate of 50% - a rough measure of how often the first resolution missed the mark. Among resolved complaints, the consumer-relief closure rate is 27.8%.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Gotmortgage.com have?

18 complaints have been filed against Gotmortgage.com with the CFPB overall - 1 of them in the past year.

Does Gotmortgage.com respond to complaints on time?

Gotmortgage.com's CFPB timely-response rate is 88.9%.

What product generates the most complaints for Gotmortgage.com?

"Mortgage" draws more CFPB complaints against Gotmortgage.com than any other product - see the full breakdown above.

What is the most common complaint issue with Gotmortgage.com?

Consumers most often cite "Applying for a mortgage or refinancing an existing mortgage" when complaining about Gotmortgage.com; the full issue list with counts is above.

How do I file a complaint against Gotmortgage.com?

You can file a complaint against Gotmortgage.com directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Gotmortgage.com?

The CFPB has recorded complaints against Gotmortgage.com from 6 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Gotmortgage.com: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Source: CFPB Consumer Complaint Database Data through March 2026