CFPB Consumer Complaint Profile

Mcs Mortgage Bankers, Inc.

13 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.

Data updated 2026-08-14

13
Total complaints
Below average
0
Last 12 months
76.9%
Timely response
Bottom decile
6
States affected

The verdict

Out of 3,843 financial companies in the CFPB database, Mcs Mortgage Bankers, Inc. has accumulated 13 complaints, placing it #3408 by volume. It posts a 76.9% on-time response rate, the 8th percentile among companies with 100+ complaints.

#3408
of 3,843 companies by volume
76.9%
on time (8th pctile)
Mortgage
most-complained product
6
states with complaints
F
PlainCredit Trust Score
13/100
Mcs Mortgage Bankers, Inc. · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 76.9%
Share of complaints answered within the CFPB response window
Dispute Rate F 50.0%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

Mcs Mortgage Bankers, Inc. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

76.9% Among the lowest higher than 8% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Mcs Mortgage Bankers, Inc. timely response rate 76.9%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Mortgage - Conventional home mortgage 6
Mortgage - Other mortgage 2
Mortgage - Conventional fixed mortgage 2
Mortgage - FHA mortgage 1
Mortgage - Conventional adjustable mortgage (ARM) 1
Mortgage - Reverse mortgage 1

Top Issues

1.Closing on a mortgage 5
2.Application, originator, mortgage broker 4
3.Applying for a mortgage or refinancing an existing mortgage 1
4.Credit decision / Underwriting 1
5.Trouble during payment process 1
6.Loan servicing, payments, escrow account 1

Complaints by Year

Year Complaints
2015 2
2017 9
2018 1
2020 1

Complaints by State (Top 15)

New York 6
California 2
Michigan 2
Florida 1
Pennsylvania 1
New Jersey 1

Company Responses

Closed with explanation 11
Closed 1
Untimely response 1

What the CFPB Complaint Record Shows for Mcs Mortgage Bankers, Inc.

13 complaints against Mcs Mortgage Bankers, Inc. appear in the CFPB record, including 0 from the trailing year. The 6 states and territories represented put this footprint in geographically concentrated territory. The single largest complaint category is "Mortgage," which consistently leads the product-level breakdown and signals where consumer friction is most acute. The specific issue named most within that category is "Closing on a mortgage," a reasonable starting point for understanding recurring friction.

Within the Bureau's 15-day response window, Mcs Mortgage Bankers, Inc. posts a 76.9% reply rate on forwarded complaints. That is well below the 95% industry benchmark and is a material red flag, late or missing responses are one of the strongest predictors of CFPB supervisory interest. Resolved cases drew a formal consumer-dispute rate of 50% - a rough measure of how often the first resolution missed the mark. Among resolved complaints, 0% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Mcs Mortgage Bankers, Inc. have?

13 complaints have been filed against Mcs Mortgage Bankers, Inc. with the CFPB overall - 0 of them in the past year.

Does Mcs Mortgage Bankers, Inc. respond to complaints on time?

Mcs Mortgage Bankers, Inc.'s CFPB timely-response rate is 76.9%. That falls well short of the 95% benchmark most companies clear.

What product generates the most complaints for Mcs Mortgage Bankers, Inc.?

Among all products tied to Mcs Mortgage Bankers, Inc., "Mortgage" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Mcs Mortgage Bankers, Inc.?

The most common issue reported by consumers about Mcs Mortgage Bankers, Inc. is "Closing on a mortgage." All complaint issues are listed above with their counts.

How do I file a complaint against Mcs Mortgage Bankers, Inc.?

You can file a complaint against Mcs Mortgage Bankers, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Mcs Mortgage Bankers, Inc.?

Mcs Mortgage Bankers, Inc. has drawn CFPB complaints from 6 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Mcs Mortgage Bankers, Inc.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Frequently Asked Questions

How many CFPB complaints does Mcs Mortgage Bankers, Inc. have?

13 complaints have been filed against Mcs Mortgage Bankers, Inc. with the CFPB overall - 0 of them in the past year.

Does Mcs Mortgage Bankers, Inc. respond to complaints on time?

Mcs Mortgage Bankers, Inc.'s CFPB timely-response rate is 76.9%. That falls well short of the 95% benchmark most companies clear.

What product generates the most complaints for Mcs Mortgage Bankers, Inc.?

Among all products tied to Mcs Mortgage Bankers, Inc., "Mortgage" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Mcs Mortgage Bankers, Inc.?

The most common issue reported by consumers about Mcs Mortgage Bankers, Inc. is "Closing on a mortgage." All complaint issues are listed above with their counts.

How do I file a complaint against Mcs Mortgage Bankers, Inc.?

You can file a complaint against Mcs Mortgage Bankers, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Mcs Mortgage Bankers, Inc.?

Mcs Mortgage Bankers, Inc. has drawn CFPB complaints from 6 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Mcs Mortgage Bankers, Inc.'s complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.