CFPB Consumer Complaint Profile

Ovm Financial, Inc

What 10 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-08-14

10
Total complaints
Below average
1
Last 12 months
80%
Timely response
Bottom decile
4
States affected

The verdict

Ovm Financial, Inc ranks #3715 of 3,843 financial companies by CFPB complaint volume, with 10 complaints on record. On-time replies land at 80%, the 9th percentile for the 100+ complaint peer group.

#3715
of 3,843 companies by volume
80%
on time (9th pctile)
Mortgage
most-complained product
4
states with complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

F
PlainCredit Trust Score
13/100
Ovm Financial, Inc · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 80.0%
Share of complaints answered within the CFPB response window
Dispute Rate F 100.0%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

Ovm Financial, Inc vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

80% Among the lowest higher than 9% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Ovm Financial, Inc timely response rate 80.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Mortgage - Conventional home mortgage 4
Mortgage - VA mortgage 2
Mortgage - FHA mortgage 2
Mortgage - Other mortgage 1
Mortgage - Other type of mortgage 1

Top Issues

1.Applying for a mortgage or refinancing an existing mortgage 4
2.Trouble during payment process 3
3.Closing on a mortgage 1
4.Settlement process and costs 1
5.Application, originator, mortgage broker 1

Complaints by Year

Year Complaints
2015 2
2017 1
2018 1
2020 1
2021 3
2024 1
2025 1

Complaints by State (Top 15)

Virginia 6
Mississippi 2
Arkansas 1
South Carolina 1

Company Responses

Closed with explanation 7
Untimely response 2
Closed 1

What the CFPB Complaint Record Shows for Ovm Financial, Inc

The CFPB Consumer Complaint Database has logged 10 complaints against Ovm Financial, Inc overall, with 1 of those filed in the trailing 12 months. Reports have come from consumers in 4 states and territories, making this a geographically concentrated complaint footprint. No product draws more complaints than "Mortgage," which sits at the top of the product breakdown. Inside that category, "Applying for a mortgage or refinancing an existing mortgage" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

CFPB-forwarded complaints against Ovm Financial, Inc draw a 80% reply rate inside the Bureau's 15-day window. That sits below the 95% industry benchmark and tends to correlate with higher consumer dispute rates downstream. Resolved cases drew a formal consumer-dispute rate of 100% - a rough measure of how often the first resolution missed the mark. Among resolved complaints, 0% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Ovm Financial, Inc have?

Ovm Financial, Inc has 10 total consumer complaints filed with the CFPB, with 1 filed in the last 12 months.

Does Ovm Financial, Inc respond to complaints on time?

Ovm Financial, Inc has a 80% timely response rate to CFPB complaints.

What product generates the most complaints for Ovm Financial, Inc?

The most complained-about product for Ovm Financial, Inc is "Mortgage." You can view the full product breakdown on this page.

What is the most common complaint issue with Ovm Financial, Inc?

The most common issue reported by consumers about Ovm Financial, Inc is "Applying for a mortgage or refinancing an existing mortgage." All complaint issues are listed above with their counts.

How do I file a complaint against Ovm Financial, Inc?

You can file a complaint against Ovm Financial, Inc directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Ovm Financial, Inc?

Ovm Financial, Inc has drawn CFPB complaints from 4 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Ovm Financial, Inc: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Frequently Asked Questions

How many CFPB complaints does Ovm Financial, Inc have?

Ovm Financial, Inc has 10 total consumer complaints filed with the CFPB, with 1 filed in the last 12 months.

Does Ovm Financial, Inc respond to complaints on time?

Ovm Financial, Inc has a 80% timely response rate to CFPB complaints.

What product generates the most complaints for Ovm Financial, Inc?

The most complained-about product for Ovm Financial, Inc is "Mortgage." You can view the full product breakdown on this page.

What is the most common complaint issue with Ovm Financial, Inc?

The most common issue reported by consumers about Ovm Financial, Inc is "Applying for a mortgage or refinancing an existing mortgage." All complaint issues are listed above with their counts.

How do I file a complaint against Ovm Financial, Inc?

You can file a complaint against Ovm Financial, Inc directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Ovm Financial, Inc?

Ovm Financial, Inc has drawn CFPB complaints from 4 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Ovm Financial, Inc's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.