CFPB Consumer Complaint Profile

Reverse Mortgage Solutions, Inc.

What 545 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

545
Total complaints
0
Last 12 months
91.2%
Timely response
45
States affected

The verdict

Reverse Mortgage Solutions, Inc. ranks #481 of 3,848 financial companies by CFPB complaint volume, with 545 complaints on record. It answers 91.2% of complaints on time — below the 93% median for companies with 100+ complaints.

#481
of 3,848 companies by volume
91.2%
answered on time
Mortgage
most-complained product
45
states with complaints
Reverse Mortgage Solutions, Inc. timely response rate 91.2%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Complaints by Product

Mortgage — Reverse mortgage 470
Mortgage — Other mortgage 25
Mortgage — Conventional home mortgage 11
Debt collection — Mortgage debt 9
Mortgage — FHA mortgage 7
Mortgage — Other type of mortgage 5
Mortgage — Conventional fixed mortgage 4
Mortgage — Home equity loan or line of credit (HELOC) 3
Mortgage — Home equity loan or line of credit 3
Mortgage — Conventional adjustable mortgage (ARM) 2

Top Issues

1.Loan servicing, payments, escrow account 128
2.Loan modification,collection,foreclosure 125
3.Trouble during payment process 117
4.Struggling to pay mortgage 62
5.Application, originator, mortgage broker 28
6.Closing on a mortgage 25
7.Settlement process and costs 19
8.Applying for a mortgage or refinancing an existing mortgage 15
9.Credit decision / Underwriting 7
10.Took or threatened to take negative or legal action 4

Complaints by Year

Year Complaints
2012 12
2013 38
2014 43
2015 73
2016 120
2017 78
2018 56
2019 64
2020 34
2021 27

Complaints by State (Top 15)

California 86
Florida 68
Texas 62
New York 40
New Jersey 31
Maryland 21
Georgia 16
Illinois 16
Louisiana 12
Arizona 11
Tennessee 10
Pennsylvania 10
Missouri 10
Puerto Rico 9
Virginia 8

Company Responses

Closed with explanation 410
Closed 133
Closed with monetary relief 2

What the CFPB Complaint Record Shows for Reverse Mortgage Solutions, Inc.

The CFPB Consumer Complaint Database has logged 545 complaints against Reverse Mortgage Solutions, Inc. overall, with 0 of those filed in the trailing 12 months. Reports have come from consumers in 45 states and territories, making this a nationwide complaint footprint. The single largest complaint category is "Mortgage," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Loan servicing, payments, escrow account" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Reverse Mortgage Solutions, Inc.'s timely response rate stands at 91.2%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That sits below the 95% industry benchmark and tends to correlate with higher consumer dispute rates downstream. Consumers formally disputed the company's response in 20.3% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 0.4% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Reverse Mortgage Solutions, Inc. have?

Reverse Mortgage Solutions, Inc. has 545 total consumer complaints filed with the CFPB, with 0 filed in the last 12 months.

Does Reverse Mortgage Solutions, Inc. respond to complaints on time?

Reverse Mortgage Solutions, Inc. has a 91.2% timely response rate to CFPB complaints.

What product generates the most complaints for Reverse Mortgage Solutions, Inc.?

The most complained-about product for Reverse Mortgage Solutions, Inc. is "Mortgage." You can view the full product breakdown on this page.

What is the most common complaint issue with Reverse Mortgage Solutions, Inc.?

The most common issue reported by consumers about Reverse Mortgage Solutions, Inc. is "Loan servicing, payments, escrow account." All complaint issues are listed above with their counts.

How do I file a complaint against Reverse Mortgage Solutions, Inc.?

You can file a complaint against Reverse Mortgage Solutions, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Reverse Mortgage Solutions, Inc.?

Consumers in 45 states and territories have filed complaints about Reverse Mortgage Solutions, Inc. with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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