CFPB Consumer Complaint Profile

Southeast Mortgage of Ga Inc

What 20 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-08-14

20
Total complaints
Mid-range
2
Last 12 months
75%
Timely response
Bottom decile
1
States affected

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The verdict

Among 3,843 financial companies tracked by CFPB complaint volume, Southeast Mortgage of Ga Inc sits at #2861, with 20 complaints logged. On-time replies land at 75%, the 7th percentile for the 100+ complaint peer group.

#2861
of 3,843 companies by volume
75%
on time (7th pctile)
Mortgage
most-complained product
1
states with complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

D
PlainCredit Trust Score
43/100
Southeast Mortgage of Ga Inc · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 75.0%
Share of complaints answered within the CFPB response window
Dispute Rate F 25.0%
Share of responses the consumer disputed (lower is better)
Relief Rate A 20.0%
Share of complaints closed with monetary or non-monetary relief

Southeast Mortgage of Ga Inc vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

75% Among the lowest higher than 7% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Southeast Mortgage of Ga Inc timely response rate 75.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Mortgage - FHA mortgage 10
Credit reporting or other personal consumer reports - Credit reporting 4
Mortgage - Conventional home mortgage 2
Bank account or service - Other bank product/service 1
Debt collection - Mortgage debt 1
Mortgage - Conventional fixed mortgage 1
Mortgage - Other mortgage 1

Top Issues

1.Improper use of your report 4
2.Closing on a mortgage 4
3.Applying for a mortgage or refinancing an existing mortgage 4
4.Application, originator, mortgage broker 3
5.Account opening, closing, or management 1
6.Incorrect information on your report 1
7.Took or threatened to take negative or legal action 1
8.Trouble during payment process 1
9.Struggling to pay mortgage 1

Complaints by Year

Year Complaints
2015 1
2016 2
2017 3
2018 3
2021 1
2022 1
2023 3
2024 4
2025 2

Complaints by State (Top 15)

Georgia 20

Company Responses

Closed with explanation 16
Closed with non-monetary relief 3
Closed with monetary relief 1

What the CFPB Complaint Record Shows for Southeast Mortgage of Ga Inc

Southeast Mortgage of Ga Inc carries 20 complaints in the CFPB's database, 2 of them filed within the past 12 months. Consumers spanning 1 states and territories have weighed in, giving this a geographically concentrated footprint. No product draws more complaints than "Mortgage," which sits at the top of the product breakdown. The specific issue named most within that category is "Improper use of your report," a reasonable starting point for understanding recurring friction.

Within the Bureau's 15-day response window, Southeast Mortgage of Ga Inc posts a 75% reply rate on forwarded complaints. That is well below the 95% industry benchmark and is a material red flag, late or missing responses are one of the strongest predictors of CFPB supervisory interest. The company's response carried a 25% formal-dispute rate on resolved cases, indicating how frequently the initial fix fell short. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 20% rate.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Southeast Mortgage of Ga Inc have?

Southeast Mortgage of Ga Inc has 20 total consumer complaints filed with the CFPB, with 2 filed in the last 12 months.

Does Southeast Mortgage of Ga Inc respond to complaints on time?

CFPB complaints against Southeast Mortgage of Ga Inc draw a 75% timely-response rate inside the expected window. This is below the typical industry benchmark of 95%.

What product generates the most complaints for Southeast Mortgage of Ga Inc?

The most complained-about product for Southeast Mortgage of Ga Inc is "Mortgage." You can view the full product breakdown on this page.

What is the most common complaint issue with Southeast Mortgage of Ga Inc?

Consumers most often cite "Improper use of your report" when complaining about Southeast Mortgage of Ga Inc; the full issue list with counts is above.

How do I file a complaint against Southeast Mortgage of Ga Inc?

You can file a complaint against Southeast Mortgage of Ga Inc directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Southeast Mortgage of Ga Inc: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Frequently Asked Questions

How many CFPB complaints does Southeast Mortgage of Ga Inc have?

Southeast Mortgage of Ga Inc has 20 total consumer complaints filed with the CFPB, with 2 filed in the last 12 months.

Does Southeast Mortgage of Ga Inc respond to complaints on time?

CFPB complaints against Southeast Mortgage of Ga Inc draw a 75% timely-response rate inside the expected window. This is below the typical industry benchmark of 95%.

What product generates the most complaints for Southeast Mortgage of Ga Inc?

The most complained-about product for Southeast Mortgage of Ga Inc is "Mortgage." You can view the full product breakdown on this page.

What is the most common complaint issue with Southeast Mortgage of Ga Inc?

Consumers most often cite "Improper use of your report" when complaining about Southeast Mortgage of Ga Inc; the full issue list with counts is above.

How do I file a complaint against Southeast Mortgage of Ga Inc?

You can file a complaint against Southeast Mortgage of Ga Inc directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

Southeast Mortgage of Ga Inc's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.