CFPB Consumer Complaint Profile

Truhome Solutions, LLC

The CFPB complaints on file trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.

Data updated 2026-08-14

59
Total complaints
Mid-range
9
Last 12 months
91.5%
Timely response
Bottom quartile
14
States affected

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The verdict

Out of 3,843 financial companies in the CFPB database, Truhome Solutions, LLC places #1690 by volume. For answering complaints on time it stands at the 20th percentile in the 100+ complaint peer group.

Mortgage
most-complained product
MO
state with the most complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

D
PlainCredit Trust Score
48/100
Truhome Solutions, LLC · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response D 91.5%
Share of complaints answered within the CFPB response window
Dispute Rate F 25.0%
Share of responses the consumer disputed (lower is better)
Relief Rate B+ 10.2%
Share of complaints closed with monetary or non-monetary relief

Truhome Solutions, LLC vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

91.5% Among the lowest higher than 20% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Reading this profile

Complaints by Product

Mortgage - Conventional home mortgage 32
Mortgage - Conventional fixed mortgage 7
Mortgage - FHA mortgage 6
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 4
Mortgage - VA mortgage 3
Mortgage - Other type of mortgage 2
Debt collection - Mortgage debt 1
Mortgage - Other mortgage 1
Mortgage - Conventional adjustable mortgage (ARM) 1
Bank account or service - Other bank product/service 1

Top Issues

1.Trouble during payment process 29
2.Struggling to pay mortgage 6
3.Loan servicing, payments, escrow account 5
4.Applying for a mortgage or refinancing an existing mortgage 3
5.Closing on a mortgage 3
6.Incorrect information on your report 3
7.Credit decision / Underwriting 3
8.Loan modification,collection,foreclosure 2
9.Problem with a credit reporting company's investigation into an existing problem 1
10.Communication tactics 1

Complaints by Year

Year Complaints
2014 2
2015 1
2016 8
2017 5
2018 3
2019 5
2020 2
2021 1
2022 10
2023 4
2024 5
2025 11
2026year in progress 2

Complaints by State (Top 15)

Missouri 15
Florida 10
Texas 8
Oklahoma 6
South Carolina 4
New Jersey 4
California 3
Kansas 3
Arizona 1
Washington 1
Illinois 1
New York 1
Colorado 1
Pennsylvania 1

Company Responses

Closed with explanation 53
Closed with monetary relief 5
Closed with non-monetary relief 1

What the CFPB Complaint Record Shows for Truhome Solutions, LLC

The CFPB Consumer Complaint Database shows a geographically concentrated complaint footprint for Truhome Solutions, LLC, with consumers across the country filing against it. The single largest complaint category is "Mortgage," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Trouble during payment process" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Within the Bureau's 15-day response window, the timely-response measure shows how often forwarded complaints get a reply. This company's rate sits below the 95% industry benchmark, a gap that tends to correlate with higher consumer dispute rates downstream. A formal dispute means the consumer contested the company's response after a case was resolved, a rough measure of how often the first resolution missed the mark. Relief means the case closed with monetary or non-monetary help for the consumer. Both rates sit in the score card above.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Truhome Solutions, LLC: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Frequently Asked Questions

How many CFPB complaints does Truhome Solutions, LLC have?

59 complaints have been filed against Truhome Solutions, LLC with the CFPB overall - 9 of them in the past year.

Does Truhome Solutions, LLC respond to complaints on time?

Truhome Solutions, LLC's CFPB timely-response rate is 91.5%.

What product generates the most complaints for Truhome Solutions, LLC?

Among all products tied to Truhome Solutions, LLC, "Mortgage" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Truhome Solutions, LLC?

The most common issue reported by consumers about Truhome Solutions, LLC is "Trouble during payment process." All complaint issues are listed above with their counts.

How do I file a complaint against Truhome Solutions, LLC?

You can file a complaint against Truhome Solutions, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Truhome Solutions, LLC?

The CFPB has recorded complaints against Truhome Solutions, LLC from 14 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Truhome Solutions, LLC's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.