CFPB Consumer Complaint Profile

Veritas Funding, LLC

What 21 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-08-14

21
Total complaints
Mid-range
1
Last 12 months
85.7%
Timely response
Bottom quartile
9
States affected

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The verdict

Out of 3,843 financial companies in the CFPB database, Veritas Funding, LLC has accumulated 21 complaints, placing it #2800 by volume. Its on-time response rate is 85.7%, the 13th percentile among companies with 100+ complaints.

#2800
of 3,843 companies by volume
85.7%
on time (13th pctile)
Mortgage
most-complained product
9
states with complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

D
PlainCredit Trust Score
49/100
Veritas Funding, LLC · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 85.7%
Share of complaints answered within the CFPB response window
Dispute Rate F 25.0%
Share of responses the consumer disputed (lower is better)
Relief Rate A+ 23.8%
Share of complaints closed with monetary or non-monetary relief

Veritas Funding, LLC vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

85.7% Among the lowest higher than 13% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Veritas Funding, LLC timely response rate 85.7%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Mortgage - VA mortgage 6
Mortgage - Conventional home mortgage 5
Mortgage - FHA mortgage 4
Mortgage - Conventional fixed mortgage 2
Mortgage - Other type of mortgage 1
Debt collection - Mortgage debt 1
Mortgage - Home equity loan or line of credit 1
Credit reporting or other personal consumer reports - Credit reporting 1

Top Issues

1.Applying for a mortgage or refinancing an existing mortgage 11
2.Closing on a mortgage 2
3.Credit decision / Underwriting 2
4.Improper use of your report 2
5.Trouble during payment process 1
6.Application, originator, mortgage broker 1
7.Took or threatened to take negative or legal action 1
8.Settlement process and costs 1

Complaints by Year

Year Complaints
2014 1
2015 1
2016 1
2017 2
2020 1
2021 3
2022 6
2023 3
2024 2
2025 1

Complaints by State (Top 15)

Utah 9
Florida 3
Ohio 2
California 2
Idaho 1
Arizona 1
Washington 1
Oregon 1
Indiana 1

Company Responses

Closed with explanation 16
Closed with monetary relief 5

What the CFPB Complaint Record Shows for Veritas Funding, LLC

21 complaints against Veritas Funding, LLC appear in the CFPB record, including 1 from the trailing year. The 9 states and territories represented put this footprint in geographically concentrated territory. The single largest complaint category is "Mortgage," which consistently leads the product-level breakdown and signals where consumer friction is most acute. The specific issue named most within that category is "Applying for a mortgage or refinancing an existing mortgage," a reasonable starting point for understanding recurring friction.

Within the Bureau's 15-day response window, Veritas Funding, LLC posts a 85.7% reply rate on forwarded complaints. That is under the 95% benchmark companies are expected to hit, often a precursor to higher dispute rates. The company's response carried a 25% formal-dispute rate on resolved cases, indicating how frequently the initial fix fell short. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 23.8% rate.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Veritas Funding, LLC have?

21 complaints have been filed against Veritas Funding, LLC with the CFPB overall - 1 of them in the past year.

Does Veritas Funding, LLC respond to complaints on time?

CFPB complaints against Veritas Funding, LLC draw a 85.7% timely-response rate inside the expected window.

What product generates the most complaints for Veritas Funding, LLC?

The most complained-about product for Veritas Funding, LLC is "Mortgage." You can view the full product breakdown on this page.

What is the most common complaint issue with Veritas Funding, LLC?

"Applying for a mortgage or refinancing an existing mortgage" is the single most frequently cited issue in complaints against Veritas Funding, LLC - see all issues and counts above.

How do I file a complaint against Veritas Funding, LLC?

You can file a complaint against Veritas Funding, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Veritas Funding, LLC?

Consumers in 9 states and territories have filed complaints about Veritas Funding, LLC with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Veritas Funding, LLC: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Frequently Asked Questions

How many CFPB complaints does Veritas Funding, LLC have?

21 complaints have been filed against Veritas Funding, LLC with the CFPB overall - 1 of them in the past year.

Does Veritas Funding, LLC respond to complaints on time?

CFPB complaints against Veritas Funding, LLC draw a 85.7% timely-response rate inside the expected window.

What product generates the most complaints for Veritas Funding, LLC?

The most complained-about product for Veritas Funding, LLC is "Mortgage." You can view the full product breakdown on this page.

What is the most common complaint issue with Veritas Funding, LLC?

"Applying for a mortgage or refinancing an existing mortgage" is the single most frequently cited issue in complaints against Veritas Funding, LLC - see all issues and counts above.

How do I file a complaint against Veritas Funding, LLC?

You can file a complaint against Veritas Funding, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Veritas Funding, LLC?

Consumers in 9 states and territories have filed complaints about Veritas Funding, LLC with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Veritas Funding, LLC's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.