Heavy-volume state profile

Tennessee: heavy complaint volume

224,735 lifetime complaints put Tennessee in the heaviest third by raw volume; use the per-capita band when comparing to smaller states.

Data updated 2026-08-14

224,735
Total complaints
3153.5
Per 100K residents
Credit reporting or other personal consumer reports
Top product
Equifax, Inc.
Most complaints

The verdict

Tennessee residents have filed 224,735 CFPB complaints - 3153.5 per 100,000 people, a mid-pack complaint rate (#19 of 52). Equifax, Inc. draws the most complaints in the state. Nearest per-capita peers: Michigan and Arizona.

#19
of 52 states by complaints per 100K
3154
complaints per 100,000 residents
Credit reporting o…
most-complained product

Tennessee vs all states by CFPB complaints per 100K

Where this state's per-capita complaint rate sits among every state and territory in the CFPB file (lower is better for residents)

3,154 Around the middle lower rate than 35% of 52 states

States and territories, banded by CFPB complaints per 100,000 residents

Each bar is a band; taller bars hold more states. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source CFPB Consumer Complaint Database · 2026-08-14

Most-complained companies in Tennessee

Absolute complaint volume for companies residents name most, a different cut from the per-capita state band above.

Equifax, Inc.59,360Transunion Intermediate Hold…55,760Experian Information Solutio…49,870Capital One Financial Corpor…2,260Bank of America, National As…2,123Block, Inc.1,850Wells Fargo & Company1,738JPMorgan Chase & Co.1,453

Top Companies in Tennessee

Nearest per-capita peers: Michigan; Arizona; Arkansas.

1.Equifax, Inc. 59,360 Also complaint-heavy in North Carolina and Ohio. 2.Transunion Intermediate Holdings, Inc. 55,760 Also complaint-heavy in Nebraska and Maine. 3.Experian Information Solutions Inc. 49,870 Also complaint-heavy in Nevada and Wisconsin. 4.Capital One Financial Corporation 2,260 Also complaint-heavy in Hawaii and Vermont. 5.Bank of America, National Association 2,123 Also complaint-heavy in South Dakota and New Jersey. 6.Block, Inc. 1,850 Also complaint-heavy in Iowa and Nebraska. 7.Wells Fargo & Company 1,738 Also complaint-heavy in New Mexico and Kansas. 8.JPMorgan Chase & Co. 1,453 Also complaint-heavy in Pennsylvania and Massachusetts. 9.Citibank, N.a. 1,453 Also complaint-heavy in Oregon and District of Columbia. 10.Synchrony Financial 1,397 Also complaint-heavy in California and North Carolina. 11.Regions Financial Corporation 1,089 Also complaint-heavy in Wisconsin and Idaho. 12.Resurgent Capital Services L.P. 1,065 Also complaint-heavy in Maryland and Nevada. 13.LexisNexis 1,046 Also complaint-heavy in Virginia and Indiana. 14.Encore Capital Group Inc. 970 Also complaint-heavy in Idaho and Wyoming. 15.Portfolio Recovery Associates, LLC 962 Also complaint-heavy in Arkansas and Oklahoma.

Rising year-over-year volume

Tennessee in the heavy-volume third

224,735 lifetime CFPB complaints put Tennessee in the heaviest third by raw volume; prefer the 3153.5/100K rate when comparing to smaller states. The most-complained product category is "Credit reporting or other personal consumer reports." Equifax, Inc. draws the most complaints from Tennessee residents in the top-companies table above. Nearest per-capita peers: Michigan and Arizona.

Year-over-year, complaint volume from Tennessee rose from 40,868 in 2024 to 81,316 in 2025 - a change of +99%. 19,435 complaints have been logged for 2026 so far in this extract, a partial year that should not be compared directly to a full prior year. That is a meaningful full-year shift; complaint-flow volatility alone can also explain swings this size.

Educational data summary, not financial or legal advice. Population figures are U.S. Census Bureau estimates.

Source: CFPB Consumer Complaint Database Population: U.S. Census Bureau estimates

Read our methodology - how this data is sourced, computed, and verified.

Compare all-state rankings, browse every state profile, or see the national complaint picture.